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Why Bill Discounting Is the Smartest Way to Improve Cash Flow in 2025? Imagine running a successful business and providing the best products or services to the customers and accepting lots of profits. All of this sounds really great. But the issue is that most of the targeted customers make the payment in 30 or even 60 days. Meanwhile, businesses have to pay their suppliers and employees and also need to provide money for other variable costs. Even though they look profitable on paper, they might not have enough actual cash in their bank account to cover these expenses. This is the "cash flow struggle" – it's a universal headache for businesses of all sizes. Many profitable businesses have sadly gone under, not because they weren't making any money. The reason behind this is that they ran out of liquid cash that is required for business operations on a daily basis. This is where bill discounting can be useful. Bill discounting is the process where a company sells bil...

Top 7 Benefits of Factoring Finance for Small and Medium Enterprises  Businesses need cash to survive, but slow-paying customers can make this hard, especially for small businesses. Factoring finance offers a way to get cash for those invoices quickly. To understand appreciate factoring, it helps to know what is corporate finance . It is the field of finance that is concerned with how businesses optimise shareholder value through capital structure, investment choices, and funding sources.   Factoring is an integral part of this corporate finance. There are various types of factoring, including reverse factorin g , recourse factoring , and non-recourse factoring. Below are the top 7 benefits of factoring finance for micro, small and medium enterprises : 1. Better and Faster Cash Flow Given that their clients take a long time (30, 60, or even 90+ days) to pay invoices, small and medium-sized businesses (SMEs) frequently face difficulties. This leads to a financial issue...